Antique Homes
A standard homeowner's insurance is designed to replace a standard home, one built using materials and methods commonly employed today. Homes built in a bygone era were constructed by artisans and craftsmen skilled in lathe and plaster, all hardwood floors, and handmade moldings. And the wiring, plumbing and heating systems in older homes often won't meet today's zoning ordinances. Often, the market value of these homes is vastly different than the replacement cost would be using like kind and quality materials and workmanship. All these considerations add up to a need for special coverage for your antique home.
Special replacement cost provisions, increased limits for ordinance and law coverage, and special coverage for arts, antiques and other valuable personal property likely to be found in your artisan built home are all considerations we at Buckland Hills Insurance Center take into account.
Our Antique Home team has access to insurance programs specially designed to provide superior and affordable protection for older and historic homes all over Connecticut, Rhode Island and New Hampshire.
Other Resources
Home Business Insurance Basics
What's in a Standard Homeowner Insurance Policy? (Video)
Water Back Up: Protection and Prevention (Video)